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Jonathan
Feb 25, 20213 min read
Can I get a mortgage? I've only got a 5% deposit
We explain the First Home Fund, the £25K loan from the Scottish Government. Explain the process that is involved and the pros and cons
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Jonathan
Feb 22, 20214 min read
Can I get a BTL mortgage - Limited Company
Think long before investing in a limited company Buy to Let. Red tape, additional costs, and who knows - the government could change rules!
111 views0 comments
Jonathan
Feb 10, 20214 min read
Can I get a mortgage? - it's got cladding
Cladding is and will remain an issue until all properties are rid of the defects. Here we explore what you will face if you want to buy
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Jonathan
Feb 4, 20214 min read
Can I get a BTL mortgage - I've not got much income
BTL is more about rental income than it is about your income. Some lenders have no minimum income requirements
218 views0 comments
Jonathan
Jan 26, 20214 min read
Can I get a mortgage - I own a company
Lenders are looking at income to calculate how much they are going to lend to you. Where you are employed ie PAYE then it is pretty...
1,046 views1 comment
Jonathan
Jan 17, 20213 min read
Can I get a mortgage - I've missed a mortgage payment
Let's face it this is not a good start. The lenders want to know that you are going to be a decent bet to pay your new mortgage on time...
189 views0 comments
Jonathan
Jan 10, 20213 min read
Can I get a mortgage - I have a missed payment?
Getting a mortgage is very much about convincing the lenders that you are a good bet that you will not default on the payments. It is for...
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Jonathan
Dec 30, 20201 min read
Can I get a mortgage - Not sure I have enough income
Getting a mortgage is not just about how much money you earn. It's as much about what you spend that income on as it is about income!...
60 views0 comments
Jonathan
Dec 30, 20203 min read
Can I get a mortgage - I've only been trading for a year?
With us now coming to nearly the anniversary of the first lock down, so much has changed in the land of work. With so many employers now...
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